Designations Page
About the CIC Designation
The CIC Program is first and foremost a continuing education opportunity. Anyone may attend classes without taking the examination. However, if you wish to attain the CIC designation, you must pass all five of the examinations. If you fail an examination, you may repeat any institute at any time the institute is offered. Furthermore, you may continue to attend any of the other segments since there is no prescribed order in which the institutes must be taken. An individual must successfully complete the entire series of CIC examinations within five calendar years following the year in which the individual successfully completed the first examination.
No further examinations are required. However, to retain the CIC designation, you must attend at least one of the following programs annually:
 | Any one of the five standard
CIC institutes.
CIC institutes include Personal Lines, Commercial Casualty, Commercial Property, Life and Health, and Agency Management. Offered across the United States and its territories throughout the calendar year, each institute consists of two and one-half days of intensive classroom instruction followed by a rigorous essay examination. The successful completion of five examinations leads to the right to use the designation Certified Insurance Counselor (CIC) and to attend James K. Ruble Seminars. Each CIC attends an institute or James K. Ruble Seminar annually to maintain the designation. Becoming a CIC is a pledge to meet the challenge of lifelong professional Continuing Education. The ongoing practical and relevant knowledge gained keeps the CIC more competitive when meeting the changing needs of clients and the industry |
What is a CLU?
The CLU designation is the undisputed professional credential for persons involved in the protection, accumulation, preservation, and distribution of the economic values of human life. Since the first examinations were held in 1928, more than 85,000 men and women have met the educational, experience, and ethics mandates needed to earn the CLU designation.
The CLU program provides insights into the life insurance business, its importance to the economy, its operation and distribution systems, and its resurging importance for safe and secure investments. For agents, field managers, home office personnel, and others involved in providing life insurance products to the public, the CLU designation is the common bond for continuing growth and commitment to professionalism.
What is a ChFC?
The ChFC program focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals.
The ChFC program provides financial planners and others in the financial services industry with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients. Since its inception in 1982, more than 32,000 men and women have met the educational, experience, and ethics mandates needed to earn the ChFC designation.